Insight Investment Services  - Licence Authorisations

This licence authorises the licensee to carry on a financial services business to:

(a) provide financial product advice for the following classes of financial products:

(i) deposit and payment products limited to:

(A) basic deposit products;

(B) deposit products other than basic deposit products;

(ii) debentures, stocks or bonds issued or proposed to be issued by a government;

(iii) life products including:

(A) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and

(B) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;

(iv) interests in managed investment schemes including:

(A) investor directed portfolio services;

(v) retirement savings accounts ("RSA") products (within the meaning of the Retirement Savings Account Act 1997);

(vi) securities; and

(vii) superannuation; and

(b) deal in a financial product by:

(i) applying for, acquiring, varying or disposing of a financial product on behalf of another person in respect of the following classes of products:

(A) deposit and payment products limited to:

(1) basic deposit products;

(2) deposit products other than basic deposit products;

(B) debentures, stocks or bonds issued or proposed to be issued by a government;

(C) life products including:

(1) investment life insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds; and

(2) life risk insurance products as well as any products issued by a Registered Life Insurance Company that are backed by one or more of its statutory funds;

(D) interests in managed investment schemes including:

(1) investor directed portfolio services;

(E) retirement savings accounts ("RSA") products (within the meaning of the Retirement Savings Account Act 1997);

(F) securities; and

(G) superannuation;

to retail and wholesale clients.